.process-section {
  background: var(--navy);
  color: #fff;
}

.market-offers {
  margin-top: 8px;
  padding-block: 34px 40px;
  background:
    radial-gradient(circle at 90% 12%, rgba(0, 169, 129, 0.14), transparent 22%),
    linear-gradient(180deg, #fff, #edf9f5);
  border-block: 1px solid var(--line);
}

.offers-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 36px;
  margin-bottom: 22px;
}

.offers-heading h2 { margin: 7px 0 0; font-size: clamp(28px, 3vw, 42px); }
.offers-heading p { max-width: 500px; margin: 0; color: var(--ink-soft); font-size: 13px; }

.market-key {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 23px;
  margin-bottom: 20px;
  color: var(--ink-soft);
  font-size: 12px;
  font-weight: 800;
}

.market-key span { display: inline-flex; align-items: center; gap: 7px; }
.market-key svg { width: 17px; height: 17px; fill: none; stroke: var(--mint-dark); stroke-width: 2.5; }
.market-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 17px; }

.market-category {
  overflow: hidden;
  border: 1px solid #cce7df;
  border-radius: 17px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.market-category-head {
  display: flex;
  align-items: start;
  justify-content: space-between;
  gap: 12px;
  padding: 19px 20px 16px;
  border-bottom: 1px solid #dceee9;
  background: linear-gradient(115deg, #fff, #effbf7);
}

.market-category h3 { margin: 0 0 6px; color: var(--navy); font-size: 21px; }
.market-category-head p { max-width: 470px; margin: 0; color: var(--muted); font-size: 11px; line-height: 1.45; }
.market-category-cta { flex: none; padding: 8px 10px; border: 1px solid #b8e7da; border-radius: 8px; color: var(--mint-dark); font-size: 11px; font-weight: 900; text-decoration: none; white-space: nowrap; }
.market-category-cta:hover { border-color: var(--mint); background: var(--mint-pale); }
.market-scroll { overflow-x: auto; }

.market-table { width: 100%; min-width: 630px; border-collapse: collapse; table-layout: fixed; }
.market-table th, .market-table td { padding: 12px 11px; border-bottom: 1px solid #e5f0ed; vertical-align: middle; text-align: left; }
.market-table thead th { padding-block: 9px; background: #f7fbfa; color: var(--muted); font-size: 9px; font-weight: 900; letter-spacing: 0.045em; text-transform: uppercase; }
.market-table tbody tr:last-child th, .market-table tbody tr:last-child td { border-bottom: 0; }
.market-table tbody tr:hover { background: #fbfefd; }
.market-table th:nth-child(1) { width: 21%; }
.market-table th:nth-child(2) { width: 17%; }
.market-table th:nth-child(3) { width: 15%; }
.market-table th:nth-child(4) { width: 33%; }
.market-table th:nth-child(5) { width: 14%; }
.market-table td { color: var(--ink-soft); font-size: 11px; line-height: 1.35; }
.market-table td strong { color: var(--ink); font-size: 11px; }
.market-brand { display: flex; align-items: center; gap: 7px; color: var(--ink); font-size: 11px; font-weight: 900; }
.market-brand img { width: 33px; height: 33px; object-fit: contain; }
.market-price { display: inline-flex; align-items: baseline; gap: 3px; color: var(--navy); font-size: 17px; font-weight: 950; letter-spacing: -0.04em; white-space: nowrap; }
.market-price small { color: var(--mint-dark); font-size: 9px; font-weight: 900; letter-spacing: 0; }
.market-price.is-quote { color: var(--ink); font-size: 12px; letter-spacing: 0; }
.market-source { display: block; width: max-content; max-width: 100%; margin-top: 5px; color: var(--mint-dark); font-size: 9px; font-weight: 900; text-decoration: underline; text-underline-offset: 2px; }
.market-review { display: inline-flex; align-items: center; gap: 4px; color: var(--mint-dark); font-size: 9px; font-weight: 900; line-height: 1.2; text-decoration: none; }
.market-review:hover, .market-source:hover { color: var(--navy); }
.market-review svg { width: 15px; height: 15px; flex: none; fill: #e5a700; stroke: #e5a700; }
.offers-disclaimer { max-width: 880px; margin: 17px 0 0; color: var(--muted); font-size: 11px; }

.process-section .eyebrow { color: #7de1c8; }
.process-section .section-heading { margin-inline: auto; text-align: center; }
.process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }

.process-grid article {
  padding: 24px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.06);
}

.process-grid article > span {
  display: inline-grid;
  width: 43px;
  height: 43px;
  place-items: center;
  border-radius: 50%;
  background: rgba(84, 214, 178, 0.14);
  color: #83e8cf;
  font-size: 13px;
  font-weight: 900;
}

.process-grid h3 { margin: 17px 0 7px; font-size: 20px; }
.process-grid p { margin: 0; color: #c4dce4; font-size: 14px; }
.process-section .text-link { color: #8bedcf; }

.human-statement {
  position: relative;
  overflow: hidden;
  padding-block: 78px;
  background:
    radial-gradient(circle at 82% 20%, rgba(108, 238, 205, 0.25), transparent 26%),
    linear-gradient(125deg, #008c72, #00ad83 55%, #26caa5);
  color: #fff;
}

.human-statement::after {
  content: "";
  position: absolute;
  width: 430px;
  height: 430px;
  right: -130px;
  bottom: -280px;
  border: 70px solid rgba(255, 255, 255, 0.13);
  border-radius: 50%;
  animation: hero-orbit 9s ease-in-out infinite alternate;
}

.human-statement .shell {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.8fr);
  align-items: end;
  gap: 70px;
}

.human-statement .eyebrow { grid-column: 1 / -1; color: #ddfff6; }
.human-statement .eyebrow::before { background: #fff; }

.human-statement h2 {
  margin: -32px 0 0;
  font-size: clamp(44px, 6.2vw, 82px);
  letter-spacing: -0.065em;
}

.human-statement h2 em { color: #ccfff2; font-style: normal; }
.human-statement p { margin: 0 0 24px; color: #ebfff9; font-size: 17px; }

.button-light {
  border-color: rgba(255, 255, 255, 0.55);
  background: #fff;
  color: var(--navy);
  box-shadow: 0 12px 30px rgba(15, 48, 69, 0.18);
}

.button-light:hover { box-shadow: 0 16px 34px rgba(15, 48, 69, 0.24); }

.testimonials { padding-top: 30px; }
.rating-summary { min-width: 210px; text-align: right; }
.rating-summary strong { display: block; color: var(--navy); font-size: 28px; line-height: 1; }
.rating-summary span { color: var(--muted); font-size: 12px; }
.testimonial-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }

.testimonial-card {
  padding: 23px;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.testimonial-person { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar { display: grid; width: 48px; height: 48px; place-items: center; flex: none; border-radius: 50%; background: linear-gradient(135deg, var(--navy), var(--mint-dark)); color: #fff; font-size: 13px; font-weight: 900; }
.testimonial-person h3 { margin: 0 0 3px; font-size: 16px; }
.testimonial-person p { margin: 0; color: var(--muted); font-size: 12px; }
.testimonial-rating { display: flex; gap: 3px; margin: 18px 0 12px; color: #ccd9d7; }
.testimonial-rating span.filled { color: #e6a700; }
.testimonial-rating svg { width: 18px; height: 18px; fill: currentColor; stroke: currentColor; }
.testimonial-card blockquote { margin: 0; color: var(--ink-soft); font-size: 14px; }
.testimonial-card footer { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: 18px; color: var(--muted); font-size: 11px; }
.testimonial-card footer strong { display: inline-flex; align-items: center; gap: 5px; color: var(--success); }
.testimonial-card footer svg { width: 15px; height: 15px; fill: none; stroke: currentColor; stroke-width: 2.5; }
.testimonial-policy { margin: 18px 0 0; color: var(--muted); font-size: 12px; text-align: center; }
.testimonial-policy a { color: var(--mint-dark); font-weight: 800; text-underline-offset: 3px; }

.trust-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 45px;
}

.trust-panel > div { max-width: 760px; }
.trust-panel p { color: var(--muted); }

.lead-section {
  position: relative;
  margin-block: 25px 0;
  padding: 38px;
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 42px;
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  color: #fff;
}

.lead-section::after {
  content: "";
  position: absolute;
  width: 300px;
  height: 300px;
  right: -130px;
  bottom: -190px;
  border: 45px solid rgba(83, 213, 178, 0.12);
  border-radius: 50%;
  pointer-events: none;
}

.lead-copy,
.lead-form { position: relative; z-index: 1; }
.lead-copy .eyebrow { color: #7ee3ca; }
.lead-copy h2 { margin: 13px 0; font-size: clamp(31px, 4vw, 46px); letter-spacing: -0.045em; }
.lead-copy > p { color: #cae0e7; }

.trust-list {
  display: grid;
  gap: 12px;
  margin: 25px 0 0;
  padding: 0;
  list-style: none;
}

.trust-list li { display: flex; align-items: center; gap: 10px; color: #e1eef1; font-size: 13px; }
.trust-list svg { stroke: #87ebd2; }

.lead-form {
  padding: 24px;
  border-radius: var(--radius-md);
  background: #fff;
  color: var(--ink);
  box-shadow: var(--shadow-md);
}

.form-progress {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 22px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 800;
}

.form-progress span {
  padding-bottom: 8px;
  border-bottom: 3px solid #e7efef;
}

.form-progress span.active {
  border-color: var(--mint);
  color: var(--mint-dark);
}

.form-error-summary {
  margin-bottom: 15px;
  padding: 12px 14px;
  border: 1px solid #efb7bf;
  border-radius: 9px;
  background: #fff5f6;
  color: #861c2b;
  font-size: 13px;
}

.form-error-summary ul { margin: 6px 0 0; padding-left: 20px; }
.form-error-summary a { color: inherit; }

.form-step {
  min-width: 0;
  margin: 0;
  padding: 0;
  border: 0;
}

.lead-form.is-enhanced .form-step[data-step="2"] { display: none; }
.lead-form.is-enhanced.show-step-2 .form-step[data-step="1"] { display: none; }
.lead-form.is-enhanced.show-step-2 .form-step[data-step="2"] { display: block; }

.form-step legend {
  margin-bottom: 13px;
  padding: 0;
  font-size: 20px;
  font-weight: 850;
}

.audience-choice {
  margin: 0 0 14px;
  padding: 13px;
  border: 1px solid var(--line);
  border-radius: 11px;
  background: #f9fdfc;
}

.audience-choice legend {
  margin: 0 0 9px;
  color: var(--ink-soft);
  font-size: 12px;
  font-weight: 850;
}

.audience-choice legend em { color: var(--muted); font-style: normal; font-weight: 650; }
.audience-choice > div { display: grid; grid-template-columns: repeat(3, 1fr); gap: 7px; }
.audience-choice label { cursor: pointer; }
.audience-choice input { position: absolute; opacity: 0; pointer-events: none; }

.audience-choice span {
  min-height: 38px;
  display: grid;
  place-items: center;
  padding: 7px;
  border: 1px solid #d7e8e4;
  border-radius: 8px;
  color: var(--ink-soft);
  background: #fff;
  font-size: 11px;
  font-weight: 800;
  text-align: center;
  transition: border-color 180ms ease, background 180ms ease, color 180ms ease;
}

.audience-choice input:focus-visible + span { outline: 3px solid var(--focus); outline-offset: 2px; }
.audience-choice input:checked + span { border-color: var(--mint); background: var(--mint-pale); color: var(--mint-dark); }

.service-options {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 14px;
}

.audience-section { padding-block: 42px 30px; }
.audience-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }

.audience-card {
  position: relative;
  min-height: 210px;
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 16px;
  padding: 24px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  color: var(--ink);
  text-decoration: none;
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}

.audience-card::after {
  content: "";
  position: absolute;
  width: 150px;
  height: 150px;
  right: -76px;
  bottom: -83px;
  border: 24px solid rgba(0, 169, 129, 0.09);
  border-radius: 50%;
}

.audience-card:hover { border-color: #9bdfcf; box-shadow: var(--shadow-md); transform: translateY(-3px); }
.audience-icon { width: 52px; height: 52px; display: grid; place-items: center; border-radius: 15px; background: var(--mint-pale); color: var(--mint-dark); }
.audience-icon svg { width: 27px; height: 27px; fill: none; stroke: currentColor; stroke-width: 1.8; }
.audience-copy { position: relative; z-index: 1; display: grid; align-content: start; gap: 7px; }
.audience-copy strong { font-size: 20px; line-height: 1.15; }
.audience-copy > span { color: var(--ink-soft); font-size: 13px; line-height: 1.45; }
.audience-copy small { color: var(--mint-dark); font-size: 11px; font-weight: 800; line-height: 1.4; }

.service-options label { cursor: pointer; }
.service-options input { position: absolute; opacity: 0; pointer-events: none; }

.service-options span {
  min-height: 48px;
  display: flex;
  align-items: center;
  padding: 9px 11px;
  border: 1px solid var(--line);
  border-radius: 9px;
  color: var(--ink-soft);
  background: #fff;
  font-size: 12px;
  font-weight: 750;
  transition: border-color 180ms ease, background 180ms ease, color 180ms ease, box-shadow 180ms ease;
}

.service-options input:focus-visible + span {
  outline: 3px solid var(--focus);
  outline-offset: 2px;
}

.service-options input:checked + span {
  border-color: var(--mint);
  background: var(--mint-pale);
  color: var(--mint-dark);
  box-shadow: inset 0 0 0 1px var(--mint);
}

.field-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.field {
  display: grid;
  gap: 5px;
  margin-top: 11px;
  color: var(--ink-soft);
  font-size: 12px;
  font-weight: 800;
}

.field-full { grid-column: 1 / -1; }
.field span em { color: var(--muted); font-weight: 600; }

.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 48px;
  padding: 10px 12px;
  border: 1px solid #c7d9d6;
  border-radius: 9px;
  background: #fff;
  color: var(--ink);
  transition: border-color 180ms ease, box-shadow 180ms ease;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--mint-dark);
  outline: 0;
  box-shadow: 0 0 0 3px rgba(0, 169, 129, 0.18);
}

.field input[aria-invalid="true"],
.service-options[aria-invalid="true"] {
  border-color: var(--danger);
}

.field small { color: var(--muted); font-weight: 600; }

.consent {
  display: grid;
  grid-template-columns: 20px 1fr;
  gap: 9px;
  align-items: start;
  margin: 16px 0;
  color: var(--ink-soft);
  font-size: 12px;
  cursor: pointer;
}

.consent input {
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--mint-dark);
}

.consent a { color: var(--mint-dark); font-weight: 800; }
.honeypot { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; opacity: 0 !important; }

.form-next { width: 100%; margin-top: 17px; }
.form-actions { display: grid; grid-template-columns: auto 1fr; gap: 10px; }
.form-status { min-height: 24px; margin: 12px 0 0; color: var(--muted); font-size: 13px; font-weight: 700; }
.form-status.error { color: var(--danger); }
.form-status.success { color: var(--success); }

.faq-list {
  display: grid;
  gap: 10px;
}

.faq-list details {
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
}

.faq-list summary {
  min-height: 58px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 15px 18px;
  color: var(--ink);
  font-weight: 800;
  cursor: pointer;
  list-style: none;
}

.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; color: var(--mint-dark); font-size: 24px; font-weight: 500; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list p { margin: 0; padding: 0 18px 18px; color: var(--muted); }

.brand-marquee {
  width: 100%;
  margin-top: 0;
  padding-block: 36px 30px;
  overflow: hidden;
  background: var(--navy);
  color: #fff;
}

.brand-marquee-head {
  width: 100%;
  margin: 0 0 24px;
  padding-inline: clamp(20px, 4vw, 72px);
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 35px;
}

.brand-marquee-head .eyebrow { color: #7ee3ca; }
.brand-marquee h2 { margin: 8px 0 0; font-size: 32px; }
.brand-marquee-head > div:last-child { max-width: 530px; }
.brand-marquee-head p { margin: 0 0 10px; color: #bdd4dc; font-size: 13px; }

.marquee-control {
  min-height: 40px;
  padding: 8px 12px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
  font-size: 12px;
  font-weight: 800;
}

.brand-lane {
  min-height: 84px;
  width: 100%;
  overflow: hidden;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.brand-lane-label {
  display: inline-flex;
  align-items: center;
  min-height: 64px;
  padding-right: 4px;
  color: #7ee3ca;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.08em;
  white-space: nowrap;
  text-transform: uppercase;
}

.lane-window {
  width: 100%;
  overflow: hidden;
}

.brand-track {
  width: max-content;
  display: flex;
  animation: brand-scroll 42s linear infinite;
  will-change: transform;
}

.brand-lane.reverse .brand-track { animation-direction: reverse; animation-duration: 48s; }
.brand-marquee.is-paused .brand-track,
.brand-marquee.is-outside-viewport .brand-track,
.brand-marquee.is-document-hidden .brand-track,
.brand-marquee:focus-within .brand-track,
.brand-marquee:hover .brand-track { animation-play-state: paused; }

.brand-group {
  display: flex;
  gap: 9px;
  padding-right: 9px;
}

.brand-chip {
  width: 106px;
  height: 64px;
  display: grid;
  place-items: center;
  padding: 7px;
  border: 1px solid #cce6df;
  border-radius: 11px;
  background: #fff;
  box-shadow: 0 5px 12px rgba(3, 24, 39, 0.12);
}

.brand-chip img { width: 48px; height: 48px; object-fit: contain; }
.brand-disclosure { width: 100%; margin: 20px 0 0; padding-inline: clamp(20px, 4vw, 72px); color: #bdd4dc; font-size: 12px; }
.brand-disclosure a { color: #8be9d1; font-weight: 800; }

@keyframes brand-scroll {
  to { transform: translateX(-50%); }
}

.breadcrumbs {
  padding-top: 24px;
}

.breadcrumbs ol {
  display: flex;
  gap: 7px;
  margin: 0;
  padding: 0;
  color: var(--muted);
  list-style: none;
  font-size: 12px;
}

.breadcrumbs li + li::before { content: "/"; margin-right: 7px; color: #92a0ad; }
.breadcrumbs a { color: var(--mint-dark); }

.service-hero {
  min-height: 500px;
  padding-block: 38px 50px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(360px, 0.82fr);
  align-items: center;
  gap: 48px;
}

.service-hero img {
  width: 100%;
  height: 390px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  padding-bottom: 30px;
}

.benefit-grid article,
.values-grid article,
.contact-cards article {
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: #fff;
}

.benefit-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 11px;
  background: var(--mint-pale);
}

.benefit-grid h2,
.values-grid h2,
.contact-cards h2 {
  margin: 14px 0 7px;
  font-size: 19px;
}

.benefit-grid p,
.values-grid p,
.contact-cards p { margin: 0; color: var(--muted); font-size: 14px; }

.criteria-section { border-top: 1px solid var(--line); }
.criteria-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 13px; }

.criteria-grid article {
  padding: 21px;
  border-left: 4px solid var(--mint);
  border-radius: 0 12px 12px 0;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.criteria-grid h3 { margin: 0 0 7px; font-size: 18px; }
.criteria-grid p { margin: 0; color: var(--muted); font-size: 14px; }

.guide-section {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 60px;
  border-top: 1px solid var(--line);
}

.guide-section p { margin-top: 0; color: var(--ink-soft); }
.guide-section p + p { margin-top: 16px; }

.related-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }

.content-hero {
  max-width: 900px;
  padding-block: 55px 30px;
}

.content-hero h1 { font-size: clamp(42px, 5vw, 64px); }
.company-groups { display: grid; gap: 35px; }
.company-groups section { padding: 25px; border: 1px solid var(--line); border-radius: var(--radius-md); background: #fff; }
.company-groups h2 { margin: 0 0 17px; font-size: 24px; }
.company-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 9px; }
.company-grid > div { min-height: 58px; display: flex; align-items: center; gap: 10px; padding: 9px 11px; border: 1px solid #e6efed; border-radius: 9px; background: #fbfdfd; font-size: 13px; }
.company-grid img { width: 34px; height: 34px; object-fit: contain; }

.methodology { border-top: 1px solid var(--line); }
.methodology ol { display: grid; gap: 10px; margin: 25px 0 0; padding: 0; list-style: none; counter-reset: method; }
.methodology li { counter-increment: method; display: grid; grid-template-columns: 48px 220px 1fr; align-items: center; gap: 15px; padding: 17px; border: 1px solid var(--line); border-radius: 12px; background: #fff; }
.methodology li::before { content: counter(method, decimal-leading-zero); width: 40px; height: 40px; display: grid; place-items: center; border-radius: 50%; background: var(--mint-pale); color: var(--mint-dark); font-size: 12px; font-weight: 900; }
.methodology li span { color: var(--muted); font-size: 14px; }

.transparency-grid,
.values-grid,
.contact-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.transparency-grid article { padding: 22px; border-radius: var(--radius-md); background: var(--navy); color: #fff; }
.transparency-grid h2 { margin: 0 0 9px; font-size: 20px; }
.transparency-grid p { margin: 0; color: #c8dfe6; font-size: 14px; }
.values-grid svg { width: 31px; height: 31px; }

.contact-cards { padding-block: 20px 35px; }
.contact-cards a { color: var(--mint-dark); font-weight: 850; }

.legal-content {
  padding-block: 55px 80px;
}

.legal-content h1 {
  margin: 12px 0 8px;
  font-size: clamp(40px, 5vw, 60px);
  letter-spacing: -0.05em;
}

.legal-updated { color: var(--muted); font-size: 13px; }
.legal-content h2 { margin: 36px 0 8px; font-size: 24px; }
.legal-content p { color: var(--ink-soft); }
.legal-content a { color: var(--mint-dark); font-weight: 750; }

.thank-you {
  min-height: 600px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
}

.success-icon {
  width: 74px;
  height: 74px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--mint-pale);
  color: var(--mint-dark);
}

.success-icon svg { width: 38px; height: 38px; fill: none; stroke: currentColor; stroke-width: 2.2; }
.thank-you h1 { margin: 22px 0 10px; font-size: clamp(40px, 5vw, 61px); }
.thank-you > p { max-width: 650px; color: var(--muted); }
.reference { min-height: 30px; color: var(--ink) !important; font-weight: 900; }

.site-footer {
  background: #0b2638;
  color: #c3d6df;
}

.footer-inner {
  width: min(100% - 40px, var(--shell));
  margin-inline: auto;
  padding-block: 46px;
  display: grid;
  grid-template-columns: 1.5fr repeat(3, 1fr);
  gap: 40px;
}

.footer-brand img { width: 180px; height: auto; filter: brightness(0) invert(1); }
.footer-brand p { max-width: 360px; color: #aac1cc; font-size: 13px; }
.site-footer h2 { margin: 0 0 12px; color: #fff; font-size: 14px; }
.site-footer a { display: block; width: max-content; max-width: 100%; min-height: 32px; color: #c3d6df; font-size: 13px; text-decoration: none; }
.site-footer a:hover { color: #86e7cf; text-decoration: underline; }

.footer-bottom {
  min-height: 65px;
  padding: 15px max(20px, calc((100vw - var(--shell)) / 2));
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.09);
  color: #9eb7c2;
  font-size: 11px;
}

@media (max-width: 1080px) {
  .header-cta { display: none; }
  .main-nav { gap: 15px; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
  .insurance-links { grid-template-columns: repeat(2, 1fr); }
  .company-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 860px) {
  .shell,
  .header-inner,
  .footer-inner { width: min(100% - 30px, var(--shell)); }

  .country-badge span { display: none; }
  .country-badge { padding: 6px; }
  .menu-toggle { display: grid; }
  .main-nav {
    position: absolute;
    top: 78px;
    right: 15px;
    left: 15px;
    display: none;
    padding: 10px;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    border: 1px solid var(--line);
    border-radius: 13px;
    background: #fff;
    box-shadow: var(--shadow-md);
  }

  .main-nav.is-open { display: flex; }
  .main-nav a { min-height: 46px; display: flex; align-items: center; padding: 10px 12px; border-radius: 8px; }
  .main-nav a::after { display: none; }
  .main-nav a:hover { background: var(--mint-pale); }
  .home-hero,
  .service-hero { grid-template-columns: 1fr; }
  .human-statement .shell { grid-template-columns: 1fr; gap: 28px; }
  .human-statement .eyebrow { grid-column: auto; }
  .human-statement h2 { margin: 0; }
  .home-hero { padding-top: 40px; }
  .hero-visual > img { height: 360px; }
  .hero-agent-panel { min-height: 360px; }
  .service-hero img { height: 330px; }
  .proof-strip .shell { grid-template-columns: 1fr; padding-block: 8px; }
  .proof-strip span { justify-content: flex-start; }
  .proof-strip span + span { border-top: 1px solid var(--line); border-left: 0; }
  .lead-section,
  .guide-section { grid-template-columns: 1fr; gap: 25px; }
  .process-grid,
  .benefit-grid,
  .testimonial-grid,
  .audience-grid { grid-template-columns: 1fr; }
  .market-grid { grid-template-columns: 1fr; }
  .offers-heading { align-items: flex-start; flex-direction: column; gap: 11px; }
  .related-grid { grid-template-columns: repeat(2, 1fr); }
  .methodology li { grid-template-columns: 48px 1fr; }
  .methodology li span { grid-column: 2; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 620px) {
  .brand-logo { width: 156px; }
  .site-header { min-height: 82px; padding-top: 8px; }
  .header-inner { min-height: 66px; padding-inline: 12px; border-radius: 15px; }
  .main-nav { top: 76px; }
  .hero-copy h1,
  .service-hero h1,
  .content-hero h1 { font-size: 41px; }
  .hero-copy > p,
  .service-hero > div > p,
  .content-hero > p { font-size: 16px; }
  .personal-attention-inner { width: min(100% - 30px, var(--shell)); align-items: flex-start; padding-block: 9px; }
  .personal-attention p { flex-wrap: wrap; gap: 5px 8px; }
  .personal-attention p span { flex-basis: calc(100% - 27px); }
  .hero-visual-pair { grid-template-columns: 1fr; }
  .hero-visual { grid-column: 1; grid-row: 1; }
  .hero-agent-panel { grid-column: 1; grid-row: 2; }
  .hero-visual > img { height: 330px; object-position: 64% center; }
  .hero-agent-panel { min-height: 300px; }
  .hero-agent-panel img { max-height: 245px; }
  .hero-visual figcaption { align-items: flex-start; flex-direction: column; }
  .human-statement { padding-block: 58px; }
  .human-statement h2 { font-size: 45px; }
  .section { padding-block: 55px; }
  .section-heading.split,
  .trust-panel,
  .brand-marquee-head { align-items: flex-start; flex-direction: column; gap: 14px; }
  .rating-summary { text-align: left; }
  .service-grid,
  .insurance-links,
  .criteria-grid,
  .related-grid,
  .company-grid,
  .transparency-grid,
  .values-grid,
  .contact-cards { grid-template-columns: 1fr; }
  .card-media { height: 230px; }
  .card-icon { top: 207px; }
  .lead-section { width: calc(100% + 10px); margin-left: -5px; padding: 24px 17px; border-radius: 17px; }
  .lead-form { padding: 18px 15px; }
  .service-options,
  .audience-choice > div,
  .field-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .form-actions { grid-template-columns: 1fr; }
  .form-actions .button-secondary { order: 2; }
  .brand-marquee-head,
  .brand-disclosure { padding-inline: 15px; }
  .brand-lane-label { min-height: 56px; }
  .brand-track { animation-duration: 32s; }
  .whatsapp-service { right: 15px; bottom: 15px; }
  .whatsapp-float { min-height: 46px; padding-inline: 14px; }
  .footer-inner { grid-template-columns: 1fr; gap: 28px; }
  .footer-brand { grid-column: auto; }
  .footer-bottom { align-items: flex-start; flex-direction: column; gap: 8px; }
}

@media (prefers-reduced-motion: reduce) {
  .whatsapp-agent-cue { animation: none; }
  html { scroll-behavior: auto; }
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
  .brand-track { animation: none; }
  .brand-group[aria-hidden="true"] { display: none; }
  .lane-window { overflow-x: auto; mask-image: none; }
}